Your Details

Select the year of assessment (1 March – 28/29 February).
Enter rent and expenses either per month or per year — we annualise them for you.
Your salary and other taxable income for the year, before the rental. This sets the marginal rate the rental profit is taxed at.
R
Age determines your primary, secondary, or tertiary tax rebate.
Under 6565–7475+
40 years old
Gross rent received from the tenant, per the period selected above.
R

Allowable Expenses

R
R
Only the interest portion of your bond repayment is deductible — not the capital.
R
R
R
Repairs that restore the property are deductible. Improvements (extending / upgrading) are capital and not deductible here.
R
Municipal services, garden / security services, and other costs incurred in producing the rental income.
R

This calculator provides estimates only and does not constitute tax advice. Only expenses incurred in producing the rental income are deductible; capital improvements are not. Where only part of a property is let, expenses must be apportioned. A net rental loss may be ring-fenced by SARS in some cases. Consult a registered tax professional for your situation.

Rental Profit After Tax

R 7 452

After R 3 348 tax on your net profit.

Tax on Rental

R 3 348

Net Profit / (Loss)

R 10 800

2027 (Mar 2026 – Feb 2027)

Profit vs Tax

Detailed Calculation

Rental Income (annual)R 144 000
Rates & taxes− R 14 400
Levies− R 18 000
Bond interest− R 72 000
Insurance− R 4 800
Agent commission− R 14 400
Repairs & maintenance− R 9 600
Total Expenses− R 133 200
Net Rental ProfitR 10 800
Tax at Marginal Rate− R 3 348
Profit After TaxR 7 452
Effective tax on the rental: 31.0% (your marginal rate).