Your Details

Select the year of assessment you are filing for (1 March – 28/29 February).
Your total earnings before any deductions, per the period selected above.
R
The total PAYE tax your employer withheld and paid to SARS on your behalf. Find this on your IRP5 or payslips.
R
Age determines your primary, secondary, or tertiary tax rebate.
Under 6565–7475+
30 years old
Contributions to Pension, Provident, or Retirement Annuity funds reduce your taxable income (up to limits).
R

Limit: 27.5% of income or R430 000/year — calculated automatically.

Other allowable deductions such as donations to registered PBOs (up to 10% of taxable income) or income-protection claims. Leave at 0 if unsure.
R
Total number of people on your medical aid plan (main member + dependants).
0

This calculator provides estimates only and does not constitute tax advice. Your actual SARS assessment may differ. Consult a registered tax professional for your personal situation.

Estimated Amount Owing

R 13 617

You may owe SARS this amount when you file your return.

Tax You Owe

R 73 617

PAYE You Paid

R 60 000

2027 (Mar 2026 – Feb 2027)

Owed vs Paid

Detailed Calculation

Taxable IncomeR 420 000
Tax Before RebatesR 91 437
Age Rebate− R 17 820
Tax You OweR 73 617
PAYE Already Paid− R 60 000
Owing to SARSR 13 617

Boost Your Refund

Contributing more to a retirement annuity before year-end lowers your taxable income — growing next year's refund and your future wealth.

OPTION A
Contribute +R1,000 pm
Extra Refund
R 3 720
Back from SARS
Value at Age 65
R 3 796 638
Estimated capital (10% growth)
OPTION B
Contribute +R2,000 pm
Extra Refund
R 7 440
Back from SARS
Value at Age 65
R 7 593 276
Estimated capital (10% growth)

Projections assume 10% annual nominal growth compounded monthly. Inflation and fund fees are not factored in. Tax savings are based on your current marginal rate and available limits.